Loan administration

Reliable and comprehensive loan administration services

Loans involving multiple parties can often be very complex and onerous to manage, especially as the loan market continues to evolve and regulations continue to become more stringent in the post-financial crisis world.

Borrowers are focused on keeping on top of the administration, cash flows and transfers. Lenders are dealing with an ever-increasing compliance burden and a need to effectively manage potential conflicts of interest, especially in restructuring scenarios that come with increasing concerns around bank syndicate member independence. And all parties are eager to manage official communications efficiently and diligently.

Trusted and professional loan administration process

Our 4,000 experts around the world can help you overcome these challenges by acting as your facility agent, cash manager, security agent or collateral agent across the life of the loan. We’re independent, with no commercial interest in a transaction. Our team can support you across a broad spectrum of loan financing, complex leveraged finance and multi-currency transactions. Our track record and critical mass mean we can quickly assess a transaction alongside your needs in a market where speed and flexibility are key.

We provide a dedicated deal team per transaction and manage the communication between the borrower and the lenders. We’ll handle the flow of funds, calculate the regular interest payments in line with the transaction documentation governing the terms of the loan and provide general administration services in relation to the loan facility. And as you would expect from a listed company, our IT infrastructure is best-in-class with market leading systems such as Wall Street Office.

Our loan administration services include:

• Support for both simple and complex loan transactions
• Support for corporate borrowers, 执行和不良贷款(不良贷款), secured and unsecured loans, leveraged loans, loan portfolios and bi-lateral, club and syndicated loans
• Supporting public and private, rated and non-rated transactions
• A streamlined and rapid on-boarding/KYC process
• Maintenance of the register of lenders
• Maintenance of the borrower database
• Documentation review and negotiation
• Managing official communications between lender and borrower
• Calculation of interest, tracking interest repayment and recoveries
• Disbursement and repayment accounting
• Management of payments of principal
• Banking operations and reporting activities
• Manager fee calculations
• Cash reconciliation
• Ensuring all withholding tax compliance is up to date
• Processing of any waivers and amendment requests
• Stepping in as a successor agent
• Expertise in aviation finance, private equity, project finance, real estate and shipping sectors